Saturday, July 12, 2008

如何自动计算每月付款额?

如何计算每月付款数目?
(How to calculate monthly mortgage payment?)

假设:
您的房屋贷款数目为 (mortgage amount):$300,000 加币;
贷款利息为 (annual interest):5.5%;
分期偿还期限 (amortization): 25 年;

您每月的付款数目应为 (monthly payment): $1831.18

请变动表格中的房屋贷款数目, 贷款利息和分期偿还期限为您的实际情况, 您就能计算出您每月的付款数目.
Please change the mortgage amount, annual interest rate, and amortization in the linked spreadsheet below to the actual values of your mortgage, and you will be given your monthly payment.

注意,表格绿色部分会自动生成,请不要填写。您仅需输入3个变量。

请放心点击下面网站链接,您就可使用本表。
(Please click the link below to access the amortization table).

http://sheet.zoho.com/public/yanli.song2/monthlypayment